PMU Studio

ESTO installment payment

Don’t want to pay the entire amount at once? Pay in installments!

ESTO installment payment is an innovative payment solution that helps you create a payment schedule based on the period you choose. The payment solution makes a decision in real time and helps you make a purchase in less than 60 seconds.

Choose a suitable product or service, let the customer service representative know that you want to pay with ESTO installment payment, and then confirm your order. When confirming the purchase, choose a suitable period, the amount of the monthly installment, and digitally sign using an ID card, Smart-ID, or Mobile-ID.

  • ESTO installment payment can be applied for by all citizens of the Republic of Estonia aged 18-70.
  • ESTO installment payment can also be quickly and conveniently issued to legal entities.
  • ESTO installment payment is offered and managed by ESTO AS.

ATTENTION!Each installment payment is a financial obligation. Before concluding an installment agreement, please read the terms and conditions of the respective service and consult an expert if necessary. ESTO AS installment credit annual percentage rate is 23.63% per annum under the following sample conditions: credit amount 1490 EUR, cost of goods/service 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total credit amount and repayment amount 1844.64 EUR, provided that the credit is repaid within 24 months in equal monthly installments of 76.86 EUR. Please read the terms and conditions before concluding the agreement and consult an expert if necessary. Installment is offered and managed by ESTO AS.

WHAT IS ESTO? ESTO is a company providing financial services, which was founded in 2016. The brand was born out of the need for a new generation of payment solutions that would be suitable for both the end consumer and the seller. Today, ESTO offers the largest selection of different payment solutions in the Baltics, and the ESTO partner network includes over 2,600 partners and stores and over 300,000 customers.

Check out the terms and conditions here: www.esto.eu/ee

If necessary, contact an ESTO AS employee – info@esto.ee or www.esto.eu/ee in the LIVE chat window.